Can your car really stop you crashing?

Today’s cars are getting smarter autonomous emergency braking is here. Also known as pre-crash systems, they allows cars to brake automatically if a driver is too slow to react. The idea is to prevent accidents, and this could well help reduce the cost of your car insurance.

Different car companies have given the technology different names. Volvo call it City Safe and Ford Active City Stop. But its not just the name, the the technology under the hood operates also differs.

Most of these systems focus on preventing low-speed accidents (less than 30mph). This is because three quarters of accidents and whiplash claims happen at lower speeds on our roads.However a few will also work progressively at Motorway speeds.

The sciency bit

Lasers are emitted from a small panel on the windscreen, behind the rearview mirror. The laser can recognise common objects and determine whether brakes should be applied. Some systems have small radars behind the cars front grille. Finally, a few also have cameras looking out for obstacles further away. Combined the technology can obviously spot other cars, but can also pedestrians and large animals. So not such good news for bunnies.

The cars on our roads might use one or a combination of these features in the pre-crash systems and cost anywhere from £50 to £1,500 to have them fitted, depending on the sophistication. Sadly, It’s not something that you can fit yourself. However, almost a quarter of all new cars on sale today, have the braking system as standard or as an optional extra. Volvo, with it’s well-known safety record fits the system as standard in all of it’s new vehicles.

What about the insurance discounts?

This technology could undoubtedly lead to fewer claims with insurers. The less whiplash and accident claims, the lower the car insurance premium will become.

All in all, this technology would certainly be a key factor in helping to lower car insurance premiums in the future.